ISO 20022 payment export for bank transmission
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As a Payment Processor, I want to export payments in ISO 20022 formats required by our banks, so that we can send compliant files without manual conversion.
As a Payment Processor
I want export payments in ISO 20022 formats required by our banks
So that we can send compliant files without manual conversion
Capability tags
Required features
Acceptance criteria
- Export supports required message types (as configured).
- Output is validated and rejects missing mandatory fields.
- Each export is traceable to the payment run.
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- Create payment run from ERP proposals — finance/treasury/payments/payment-initiation
- Threshold-based payment approval routing — finance/treasury/payments/approvals-controls
- Dual control for payment release — finance/treasury/payments/release-transmission
- Payment status tracking with acknowledgements — finance/treasury/payments/status-tracking
- Repair workflow for rejected or returned payments — finance/treasury/payments/exceptions-repair
